As with most legal questions, the answer to this commonly asked question is it depends. Many tenants in Nassau County and Suffolk County who end up being respondents in our landlord-tenant eviction proceedings often ask this important question.
To properly answer this question, it is important to understand how judgments end up on your credit report in the first place. When someone is awarded a monetary judgment (a judgment for money) against you, they may do nothing with it, or they may seek to enforce it. If they wish to enforce it, they must first docket (file) the judgment with the county clerk. It is at this stage that your credit will be impacted, since the credit reporting agencies obtain information about monetary judgments from the county clerk’s office.
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