Are you being sued by a debt collector? We defend consumers against debt collectors, credit card lawsuits, and other litigation matters involving debt, including foreclosures.

 ARE DEBT COLLECTORS HARASSING YOU?

 HAS YOUR BANK ACCOUNT BEEN RESTRAINED?

ARE YOUR WAGES BEING GARNISHED?

ARE YOU BEING SUED BY A COMPANY FOR A DEBT YOU DO NOT OWE?

Debt collectors often resort to extreme measures to collect debts, including obtaining judgments against parties who are not responsible for the debts, attempting to collect debts after the statute of limitations has expired, obtaining default judgments without the consumer’s knowledge due to improper service of process, making harassing phone calls to a consumer’s home and place of employment, and contacting co-workers, family, neighbors and friends. These tactics are illegal and debt collectors know it. We have successfully litigated many cases on behalf of consumers whose rights were violated by debt-collection agencies, creditors, automobile dealerships, student loan companies, banks and other business organizations.
If you are being harassed by debt collectors pressuring you to pay a debt, if you have a default judgment entered against you but were never served with process, if your bank accounts have been restrained or your wages garnished, or if you have been treated unfairly by a business organization, we can help you. Contact us for your free consultation today. We can help stop the harassing phone calls and letters, force debt collectors to prove in court that you owe the amount claimed, and make them prove they are legally entitled to collect the debt. If they cannot legally establish that you owe the debt, you will not be financially liable for the debt.

 

DID YOU PAY FOR GOODS OR SERVICES THAT YOU NEVER RECEIVED?

IS A MERCHANT REFUSING TO HONOR ITS WARRANTY?

DO YOU FEEL LIKE A VICTIM?

We also litigate breach of contract and breach of warranty claims, deceptive car sales and Lemon Law claims, violations of the Fair Debt Collection Practices Act, Statute of Frauds claims, violations of the Fair Credit Reporting Act, violations of the Truth in Lending Act, as well as other consumer claims.

You can speak with a lawyer for free right now. We’re here to help.

Call Us (631-747-0356) or Contact Us today.

We are members of the Suffolk County Bar Association, Nassau County Bar Association, the New York State Bar Association, and the National Association of Consumer Advocates, and we have decades of combined experience in the consumer credit industry.

Learn more about debt collection and credit card lawsuit defense and case law by reading our articles here.

 

A Note from James D. Murtha, Esq.

I have seen it countless times before.

  • A married couple tries to make a major purchase on credit, and is denied because a judgment they knew nothing about has ruined their credit score.
  • A nurse finishes her shift, and discovers her bank accounts are frozen and she no longer has access to her money.
  • A man comes home from work to find a summons taped to his door for a credit card he never had.

The scenarios are endless. Debt collectors will stop at almost nothing to ensure that they get your money. Often times, they do not have the resources to verify the accuracy of their information, or to produce the documents they need to win their case in court. That is where we come in.

We’re not bankruptcy lawyers; and we will not tell you that settling debts you know nothing about is in your best interest. We are litigators, and we will fight your case to the end.

For a very reasonable fee, we will force your creditor to produce every relevant document required to prove their case, and we will force them at trial to produce suitable witnesses to testify in court so we can cross-examine them. If your creditor fails to produce the required documents or witnesses, they cannot be awarded a judgment against you and their case will be dismissed; and if the case against you is dismissed after a trial verdict, you do not have to pay any of the debt, and you can never be sued for that same debt again. It also means you may be able to have the debt removed from your credit report.

We are the Murtha Law Firm, LLC, one of the most experienced debt-collection defense law firms in the country. Our lawyers have been members of the consumer credit industry for over thirty years, and have held key positions in several of the nation’s leading debt-collection firms. With expertise in FDCPA, FCRA and HIPAA issues, we have written and taught on the subjects and have successfully litigated cases in defense of consumers’ rights, protecting them from the unfair practices of debt-collection agencies, creditors, automobile dealerships, banks, student loan companies and other businesses in both state and federal courts. We are highly experienced debt-collection defense attorneys, and we take pride in the relief that we bring to our clients when we win their case and help them to restore their credit score.

Call us right now, and one of our attorneys will speak with you about your case, FOR FREE.

(631) 747-0356

It’s time to take action. It’s time to say enough, and it’s time to fight back. Call us RIGHT NOW at (631) 747-0356, or fill out our contact form right now to learn how we can help you.